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Bessemer System offers an easy, convenient, and affordable Checking Account – so you can rest easy. Plus, there’s no need to sift through the fine print to figure out which account is best for you. Our account is easy to understand and use, without the fees or unnecessary requirements.
No monthly fees or per-check charges
Save money with no minimum balance requirement
Low-cost duplicate-style checks
Counter checks are also available if you forget to reorder
Direct Deposit & Payroll Deduction – Automatic deposits from your employer will make managing your money easy
Remote Banking – Monitor your checking account 24/7 from your computer, laptop, tablet, or phone. Make transfers, check balances, even apply for a loan!
Free Online Bill Pay – Easy and automatic, you’ll never forget a payment again
e-Statements – Receive your monthly statements quickly and securely online or via your mobile device, with no paper waste
Save time and money and transact business on your terms!
We are part of the Allpoint network, which provides access to ATMs surcharge-free. Look up over 55,000 surcharge-free ATMs worldwide. Our members can use ATMs inside most Rite Aid, Target, Walgreens, CVS, and Speedway locations as well as many other local stores. Just look for the Allpoint logo on the ATM!
Lost/Stolen after normal business hours: 1(800) 523-4175
Transaction review for fraud monitoring purposes: 1(800) 327-8622
Click the image above to be directed to the Allpoint ATM Locator
Prevent the embarrassment of an unwanted overdraft or a declined transaction.
At Bessemer System FCU, feel good knowing your transactions are protected with convenient Courtesy Pay. If you use our checking account, you’re automatically covered!
Courtesy Pay pays a transaction if funds aren’t available. It will cover checks, debit card transactions, and even automatic payments. No matter how or when it occurs, you can count on being covered.
No worries – Checks, debit cards, Bill Pay, automatic debits, and ACH transactions are all covered
Flexible – You have up to $500 in Courtesy Pay funds available
Save money – The service is affordable at just $30.00 per covered item. Plus, you’ll avoid returned payment fees, which add up fast. If multiple items come in, we’ll pay them in the order received, with each item incurring a fee
Easily repay – You can pay off your Courtesy Pay balance right away or take up to 30 days
Enrolling – When you open a checking account, Courtesy Pay is automatically established and activated after 90 days of satisfactory activity. For debit card transactions, you’ll need to opt-in. Ask us for details
Peace of mind isn’t always easy to come by, but with Courtesy Pay, you can relax knowing you’re covered.
Understanding this feature of your debit card.
Debit cards are a convenient way to pay for many needs – including groceries, gas, and recurring bills. We also use our cards to shop at our favorite retailers. When using your Bessemer System Mastercard® Debit Card at stores, did you know you can add another layer of security to your transaction? It’s choosing “pen” (signing for the transaction) vs. PIN (entering your personal identification number) to finalize the transaction.
When you enter your PIN, the transaction is cleared (or "settled"), usually by the end of the day, through ACH. Merchants often encourage PIN transactions because the fees are often less than those they pay for a signature (or pen) transaction. This can have an impact, particularly on higher dollar transactions. Merchants incur higher fees for signature-based transactions, which are based on a percentage of the sale or dollar amount.
With a pen (or signature) transaction, it may take a little longer to clear the transaction. However, another benefit of the pen transaction is the added purchase protection. By signing for the transaction, you reduce the possibility of someone learning your personal identification number. Also, by signing, you are protected under Mastercard’s Zero Liability guarantee. Under this guarantee, you won't be held responsible for fraudulent charges made with your card.
