Vehicle Loans

Find What You Need in Three Simple Steps

Find your next car from the comfort of your home
Refinance your auto loan from another lender and save

Worry-free financing for the perfect car.

You’ll save money with your financing options from Bessemer System FCU. Save with our competitive low rates and flexible terms.  Shopping is made even easier with our online Auto Shopping Center.

Easy Approvals

Stay on track with your budget and negotiate a better deal for your car. We can help with a pre-approved loan and discuss a monthly payment amount that suits your needs.

  • Affordable rates 

  • Up to 125% financing

  • Variety of terms – up to 84 months to repay

  • No prepayment penalties

  • Convenient payment options

  • Low-cost credit insurance, GAP, and GAP Plus coverages  

Shop Smart

Be at peace with your decision. Researching your next new car is easy with our Auto Shopping Center. Compare features, safety ratings, and customer reviews.

New Car Buyers

Your greatest chance of getting the best deal is to understand the car-buying process. Before you shop, do your research, and prepare like a pro with these tips. Also, tap into our Auto Shopping Center as a resource.

Helpful Tips:

  • Understand trade-in and resale values.

  • Determine the best time to buy (the week before month-end).

  • Take the car for a test drive — even two — just to be sure.

  • Don’t decide on your first shopping trip.

  • Get pre-approved for the financing to negotiate a better deal.

Refinances

Our easy refinancing lets you take advantage of today’s low rates and a lower monthly payment. You can also buy GAP and GAP Plus coverage with your refinance. You can make a comparison using our convenient payment calculators. 

REMEMBER, HELP IS HERE.

Call us at (724) 588-6119 with any questions.

Debt Protection

Credit Life & Disability Insurance offers commonsense protection.

These coverages protect the financial security of you and your family – and ensure payments are covered in case you die or become disabled, so loved ones won't inherit your debt. The coverage is affordable, and it can be added to most closed-end loans.

  • Credit Life Insurance – It pays your loan balance in the event of your death up to $50,000. While no one wants to think of these unforeseen circumstances, the coverage makes good financial sense. You gain peace of mind protection for you and your family. 

  • Credit Disability Insurance – If you’re injured or ill, this coverage will make your loan payments. You can rest easy until you’re back to work, or the loan is paid in full. And by keeping your loan payments up to date, you can maintain a strong credit score. 

We want to help you protect your loved ones. To obtain a quote or get additional information, call 724-588-6119. 

Recreational Vehicle Loans

Recreational vehicles as low as 6.25%. Includes campers, motorcycles, boats, ATVs, snowmobiles, and any other titled item that is used for fun & recreation.

Hybrid Vehicle Loans

We call this a hybrid, because it is a cross between a personal loan and a vehicle loan.  We can use the equity in your existing vehicle to help you obtain financing at rates that are lower than an unsecured loan.  The fully secured loan offers the best rate, but you can even borrow up to $3,000 above the retail value at a great rate!