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Bessemer System FCU is the only financial institution you’ll need when it comes to affordable financing. Whether you need money for home improvements, a new automobile, a family vacation or debt consolidation, we’ve got you covered.
We offer a wide variety of loan options, each with a low-interest rate and flexible repayment terms, designed to fit comfortably into your budget. Look no further than Bessemer System FCU.
Use the power of your equity to secure a low rate. Closing costs are just $200.
You can use the equity established in your home for a variety of borrowing needs. You’ll receive a great low rate and an affordable monthly payment.
HOW IT WORKS:
Home equity financing is a cost-effective borrowing solution. By leveraging your equity, you receive a low rate – lower than many other forms of funding, including credit cards and personal loans.
Terms up to 240 months
Borrow amounts of $5,000 to $150,000, or up to 80% of your home’s value
FLEXIBLE:
Fixed-Rate Home Equity Loan – Offers a set rate, fixed payment, and flexible term for your loan. It works well for any project or purchase. You can also use it for a major home improvement, such as an addition or complete remodel.
Versatile Uses – A home equity loan is an excellent choice for any home renovation. And depending upon your project, you can often recoup much of your original investment.
Refinance – If you currently have a home equity loan with another financial institution, save money by refinancing it with Bessemer System. Our convenient options and flexible repayment terms make it a sensible choice – consider shortening your term or lowering your monthly payment. You can even roll your first mortgage into a home equity loan.
Added savings: Low closing fees of just $200! That’s hundreds less than other financial institutions!
There’s more to life than just work. That’s why we offer flexible and affordable RV loans up to 60 months. Finance your favorite outdoor toy – campers, motorcycles, boats, ATVs, snowmobiles, and any other titled item used for fun and recreation. You can also purchase affordable credit life and disability insurance with your RV Loan. Hit the road, the lake or the trails with your new RV. Make easy repayments through payroll deduction or our 24/7 online or mobile banking.
We call it a hybrid loan because it’s a cross between a personal loan and a vehicle loan.
How it works: we use the equity in your existing vehicle to help you obtain financing at rates lower than an unsecured loan. This fully secured loan (with your vehicle as collateral) enables you to finance any purchase or need. You can borrow up to $3,000 above the retail value of your car. Make easy repayments through payroll deduction or our 24/7 online or mobile banking.
Ways to use our Hybrid Loan:
Pay bills
Home improvements
Furnishings
Vacation
Holidays
And much more
Take advantage of this affordable loan as low as 9.55% APR* for up to 36 months. Your good name gives you the financing you need for any purpose. Borrow up to $15,000*** and use the funds to pay bills, repair your car, pay off high-interest debts or plan something fun, like a vacation or special holiday purchase. Make easy repayments through payroll deduction or our 24/7 online or mobile banking. It’s perfect for holiday shopping, a vacation getaway, household purchases, or eliminating credit card debt.
***Borrow up to $15,000 based on creditworthiness.
Use your savings or investment account with Bessemer FCU as security for this loan and be rewarded with the lowest rate we offer! You can use the funds for any purpose and amount up to your available savings balance.
Finance any purchase! Use the funds for any reason and save money at an exceptional rate. And if you’re just starting out, this is an excellent way to build your credit. Make easy repayments through payroll deduction or our 24/7 online or mobile banking. During the loan’s term, your savings balance will remain frozen.
